Policy

Recent policy work

• Opening doors to open finance: evidence from the international experience (BIS paper no. 168, March 2026)

• Global giants in the AI supply chain (BIS bulletin, February 2026)
  In the press: Hindustan Times, Sri Lanka Guardian, Central Banking

• Global practices in pricing fast payments (SUERF policy brief No. 1365, February 2026)

• Tech meets finance (IMF F&D Magazine, September 2025)

• Unpacking the AI supply chain: market structure and policy implications (SUERF policy brief No. 1219, July 2025)

• Tokenisation of government bonds (BIS bulletin no. 107, July 2025)

• Big tech's AI empire (VoxEU, May 2025)

• Artificial intelligence and human capital: challenges for central banks (BIS bulletin no. 100, April 2025)

• The AI supply chain (BIS paper no. 154, March 2025)

• Financial intelligence (SUERF policy brief No. 1060, December 2024)

• Artificial intelligence: opportunities and risks for the financial sector (International Banker, December 2024)

• Fast payments: desgin and adoption (BIS Quarterly Review, March 2024)

• How did India's cash shortage affect mobile payments?  (TSE Reflect, 2022)

• Price regulation of UPI  (Indian Express, 2022) 

• Charges in payment systems  (TSE FIT IN  Policy Paper, 2022)

Policy work prior to PhD

• Regulation of digital payment platforms in India

• A window of opportunity -  A state-wide study of adoloscents and young women in Jharkhand, India

• Quantifying the value of an open internet for India

• The impact of  bilateral investment treaties on FDI inflows into India

• The Impact of ASEAN integration on regional and global supply chain

• Implementing BharatNet: strategies for rural broadband deployment

• Opinion Editorials (details in CV)